To qualify for a loan, all loan borrowers must:

• Have a verifiable name, date of birth and social security number;
• Be at least 18 years of age (19 in Alabama and Nebraska);
• Have a credit score of at least 640; 
• Have a U.S. address;
• Be eligible for membership with Northwest Community Credit Union
• Have a job or another verifiable source of regular income;
• meet our minimum credit requirements; and
• have a personal banking account at a U.S. financial institution with a routing transit number;